I just accepted a partnership with the law firm we dreamed about ... They won't understand.

The Caregivers HandbookOn sale now! The Caregiverís Handbook provides the kind of useful information and guidance needed to assist you in being adequately prepared to meet and organize the challenging role of 'caregiver' head-on.
Click here for more information.

::Real Life Stories................


"Let’s take the emphasis off being dependent and take action to remain independent today!"














"Quality time matters, regardless of
your age."

Caregiving Responsibilities Are Demanding

My name is Lorraine Kenney Spiotta. I am a Certified Long Term Care Insurance Strategist who specializes in helping caregivers plan for future long term medical costs. Even loving family members cannot assume all the detailed daily care routines for relatives when they begin to lose independence. That’s why I opened Senior Long Term Care Insurance Brokerage, Inc. (SLTC) in June of 1997. Each family’s needs differ. I listen closely and map a financial strategy that secures the insurance coverage to protect your financial and caregiving options for you or your loved ones.

My website is designed to empower you with important and thought provoking questions, answers and resources. Today, you begin your education about the world of affordable long term care insurance. Thank you for your interest. Be sure to scroll down for key phrases that will help you determine how long term care insurance protects your independence as you age. E-mail me your questions at lorrainespiotta@gmail.com.

Everyone wonders, “Am I Eligible?” Click here to learn if you are eligible. After reviewing your information, we will discuss your options.

Thank you for visiting my website www.ltcareinsurance.com

Certified Long Term Care Insurance Strategist

    What insurance coverage do you think you may need?

  • Providing a daily dollar amount for Home Health Care.
  • Protecting a monthly dollar amount for an Assisted Living Facility or Nursing Home.
  • Creating an option to stay independent.
  • Letting your children consult with a professional Care Coordinator.
  • Staying in your own home and hiring someone to help you with daily living activities.
  • Enjoying your afternoons in your home or in an Adult Day Care facility.

Want to know more?
Let’s take the emphasis off being dependent and
take action to remain independent today!

Together, we’ll make sure that caregiving responsibilities work for you, your children and spouse. Quality time matters, regardless of your age.

SLTC is committed to working with the top 10 insurance carriers and is licensed in New Jersey,
New York, and Pennsylvania.1

Which company is right for you? By completing the Are You Eligible Form, we can start the process on selecting the amount of coverage you need.

  1. Information provided in this website is only valid in NJ, NY and PA. If you would like information pertaining to states where I am not life/health licensed, I may be able to provide you with a local LTCI respresentative, however, the information provided is not approved in states outside NJ, NY and PA.


Lorraine Spiotta, CLU, ChFC
Certified Long Term Care Insurance Strategist
13 West Waverly Drive East Brunswick, NJ 08816
Ph. (732) 651-1495

Copyright 2004 Senior Long Term Care Insurance Brokerage, Inc. NJ Web Design by BZA